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MINI Tyre Damage Insurance.


When you truly love your MINI, you want to protect it in the best way. That’s why we created MINI Protect, our comprehensive range of insurance products designed to help maintain that sense of adventure, whilst protecting you from damage costs.

Within this suite of MINI Protect products is MINI Tyre Damage Insurance. If your tyres are damaged, either accidentally or by a malicious act, MINI Tyre Damage Insurance can help towards the unexpected cost of repair or replacement, regardless of your vehicle age.

With three cover levels to choose from, you’re sure to find the cover level that works for you, and your MINI.



  • Cover for 2 or 3 years, covering up to 5 tyres up to the cover limit chosen
  • 3 cover levels to choose from: £150, £300, £500 per tyre all including run-flat tyres
  • No excess to pay
  • Pay for your policy upfront or in 12 monthly payments (at no extra cost)
  • You have up to 60 days to purchase your policy after you have collected your MINI.



  • Cover for damage to tyres fitted to the insured vehicle only
  • Cover towards the cost of repairs and, if the repair is not possible, replacement up to the cover limit
  • Damage due to wear and tear is not covered
  • Covers tyres with a tread depth of more than 2mm
  • Cover will start after you have purchased the policy
    If you purchase this policy after taking delivery of your vehicle a moratorium period of 13 days applies

Terms, conditions and exclusions apply. This website only provides a summary of the cover provided by MINI Tyre Damage Insurance and does not include the full terms, conditions and limits of cover. Please refer to the policy wording document.



Contact your participating local approved MINI Retailer and get your quote today.

For full terms and conditions of this product, see the policy wording document available below or by calling MINI Protect Services on 020 3874 1603.

MINI Protect Services lines are open Monday to Friday 9.00am - 5.30pm.



In the unfortunate event that you need to make a claim, MINI Protect Services are available to assist you.

If you purchased your policy before 1 April 2018, please call 0345 641 9736.

If you purchased your policy between 1 April 2018 and 31 December 2020, please call 0330 400 1514.

If you purchased your policy on or after the 1 January 2021, please refer to the policy wording document for full details of how to make a claim.


MINI Tyre Damage Insurance is administered by GardX Assure Limited who are registered in England under company Registration Number 9339557 and is authorised and regulated by the Financial Conduct Authority, Registration Number 711212. Their registered office is at Unit 7, Clovelly Business Park, Clovelly Road, Southbourne, Emsworth, United Kingdom, PO10 8PE.

This insurance is underwritten by Helvetia Swiss Insurance Company in Liechtenstein Ltd. Registered Office: Aeulestrasse 60 (2. Stock) 9490 Vaduz, Liechtenstein. The Insurer is authorised and regulated by the Liechtenstein Financial Market Authority and is deemed authorised by the Prudential Regulation Authority and subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website.